debt rescheduling meaning in English

债务重新安排
重订还债期限
重新安排债务的偿还计划

" the improvement in the quality of the credit card portfolio can be explained by the continued debt rescheduling arrangements and the recent improvement in the employment situation , " commented mr william ryback , deputy chief executive of the hkma
金管局副总裁韦柏康表示：信用卡业务质素改善主要是因为持续债务重组安排的成效，及近期就业情况有所改善。
This can involve downsizing ( reducing the size of the workforce and disposing of non - core assets ) ; the creation of new profit centres from existing business areas ; recapitalisation ( changing the proportion of debt to equity ) ; debt rescheduling ( lengthening the maturity of debt and improving the interest terms ) ; etc
包括缩小规模（即裁员和处置非核心资产）、在原有的业务范围里成立新的利润中心、资本重整（即调整债务与资本的比例）、重定债务（延长债务期限、调整利率）等。